💳 Smart Debt Management

Take control, build wealth

Lower your interest costs, improve your credit score, and get a personalized repayment plan that adapts to your financial situation.

Current Balance
$12,450
↓ $850 this month
DebtAva
**** 2847
Savings Goal
$5,280
Goal: $10,000

Why Choose DebtAva?

Take control of your financial future with intelligent debt management strategies

Lower Your Interest Costs

Prioritize and pay off high-interest debts first to reduce the amount you pay over time.

Improve Your Credit Score

Manage utilization, payment history, and avoid late payments with guided strategies.

Repayment Plan

Get a personalized plan that adapts to your income, expenses, and goals.

Reduce Financial Stress

Know exactly what to pay, when to pay it, and how it affects your credit.

No More Guesswork

Transparent, data-driven decision-making tailored to your situation.

Track Progress Easily

See visual milestones as you lower your debt and build your credit score.

Is DebtAva Right for You?

If any of these sound familiar, you're not alone — and you're in the right place.

You're juggling multiple credit cards, personal loans, or payday debt

You're tired of minimum payments and feeling stuck

You want to improve your credit without trial-and-error

You've tried budgeting, but it's not enough — you need a smarter system

You're looking for a plan that's tailored to your real financial life

You want to know exactly what to pay and when, without guesswork

You're motivated to take control — but not sure where to start

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Get Out of Debt Smarter — Starting at Just $8.99/mo

DebtAva Pro gives you personalized strategies, AI-powered plans, and smart reminders so you stop guessing and start progressing. Invest a few dollars now to save thousands in interest later.

Free Plan

$0

Forever

AI-Generated Payment Plans
Track Multiple Debts (Up to 2)
Basic Credit Tips
Monthly Payment Reminders
Real-Time Credit Utilization Alerts
Hybrid Strategy (Snowball & Avalanche)
Ava updates to keep you motivated
Export Repayment Plans
Most Popular

Pro Plan

$8.99

/mo

or $89.99/year (Save 17%)

Unlimited AI-Generated Payment Plans
Track Unlimited Debts
Hybrid Strategy (Snowball & Avalanche)
Monthly Payment Reminders
Real-Time Credit Utilization Alerts
Advanced Plan Optimization
Ava updates to keep you motivated
Export Repayment Plans
Cancel anytime
Save 17% with yearly plan
Money-back guarantee

Start free, upgrade anytime. You'll only pay when you're ready to crush your debt faster.

🚀 Top Features

Complete Debt Management Suite

Everything you need to eliminate debt, improve credit, and build wealth

Custom Debt Repayment Plan Generator

Enter your debts and expenses, and let the app calculate your optimal repayment path.

Dynamic Budgeting Tool

Set income, expenses, and get live adjustments to your repayment plan.

Utilization Tracker

See your total and per-card credit utilization with suggestions to optimize for credit health.

Payoff Date Estimates

Forecast how long it'll take to become debt-free based on your current income.

Credit Building Strategy Mode

Smart blend of debt paydown and strategic low balance reporting to boost your credit.

Alerts & Recommendations

Get reminders for due dates, utilization spikes, and better payment strategies.

Choose Your Blended Strategy

Our intelligent system helps you optimize your debt payoff strategy by blending different approaches to maximize your credit score improvement and minimize interest costs.

📈

Credit Score Focus

Prioritize credit card payments to rapidly improve utilization ratios and boost your credit score faster

Best For:
High credit card balances, upcoming major purchases
⚖️

Balanced Blended

Smart allocation between credit cards and personal loans based on interest rates and credit impact

Best For:
Mixed debt types, steady improvement goals
💰

Interest Optimization

Focus on highest-interest debts first while maintaining minimum credit score requirements

Best For:
High-interest personal loans, maximum savings

How Our Blended Model Works

1

Analyze Your Debts

We evaluate all your credit cards and personal loans, considering interest rates and credit impact

2

Create Your Blend

Our algorithm creates a personalized payment strategy mixing credit score improvement and interest savings

3

Track & Adjust

Monitor your progress and adjust your strategy as your credit score improves

Your Security, Privacy, and Trust Matter

We take your data and security seriously. DebtAva is built with protection and industry best practices to ensure your information stays safe, private, and under your control.

🚫

No Sensitive Info Required

👤

Your Data is Yours

We don't sell or share your information

We only use the minimum info needed to generate your repayment plan. You can update or delete your data anytime.

No commitment. No surprises.

It's free to create your personalized plan — no credit card required. Upgrade anytime if you want advanced insights, automation, and ongoing optimization.

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Ready to Become Debt-Free?

Start your personalized debt repayment plan today and take the first step toward financial freedom

No credit card required • Free personalized plan • Secure & confidential